Clear, Personal Mortgage Guidance for Every Step of Your Journey
Whether you’re buying your first home, renewing your mortgage, refinancing, or investing, I make the mortgage process straightforward and stress-free. From start to finish, I’m here to help you make confident decisions — with clarity, honesty, and no pressure.
Mortgage Support That Works For You
Buying or refinancing a home is one of the most important financial decisions you’ll ever make — and it shouldn’t feel overwhelming. I take the time to listen, explain your options clearly, and tailor mortgage solutions that fit your financial goals now and into the future.
Let’s simplify the journey together.
780-267-9097
Why Working With Me Makes a Difference
I believe the mortgage process should be personal, empowering — and yes, even enjoyable. I work one-on-one with clients to make complex decisions feel clear and manageable, all while keeping our conversations friendly and informative.
What I Can Help You With
Whether you’re buying your first home or adding to your real estate portfolio, I can connect you with the right mortgage strategy:
New Home Purchases: First-time homebuyers, move-ups, vacation homes, investment properties — let’s find the lending solution that works best for you.
Refinancing & Debt Consolidation: Tap into equity, reduce interest costs, or consolidate debt — refinancing may open new opportunities.
Mortgage Renewals: Don’t settle for the status quo. I’ll review your options before renewal to help save you money.
Specialized Mortgage Programs: Including HELOCs, improvements financing, first-time buyer incentives, and more.
Access to a Wide Network of Trusted Lenders
Get access to one of the widest selections of lenders and mortgage solutions in Canada — without the stress of navigating it alone.
Since 2010, I’ve worked with Paragon Mortgage Group, a nationally respected brokerage known for integrity, transparency, and high professional standards. With over 140 licensed agents across Canada, Paragon has built strong relationships with Canada’s top banks, credit unions, and alternative lenders.
What this means for you:
✔ More lending options
✔ Greater flexibility
✔ A stronger chance of approval
✔ Mortgage solutions tailored to your situation — not just a rate sheet
Mortgage Services I Offer
Property Purchases
Whether you’re buying your first home, moving up, or adding to your real estate portfolio, I’ll help you secure the right mortgage with competitive rates and trusted lender partners.
I have extensive experience working with:
First-time home buyers
Self-employed borrowers
Vacation and second-home purchases
Rental and investment properties
My goal is simple: match you with the mortgage that supports your long-term financial success — not just today’s purchase.
Refinancing & Debt Consolidation
If you’re carrying high-interest debt or looking to unlock the equity in your home, a mortgage refinance may offer meaningful relief and flexibility.
Refinancing can help you:
Consolidate credit card or personal loan debt
Fund post-secondary education costs
Access equity for investments or another property
Secure a lower interest rate and reduce monthly expenses
If you’ve built equity in your home, refinancing can be a cost-effective way to access funds while simplifying your finances.Mortgage Renewals
Many Canadians merely just sign their renewal agreement from their mortgage lender without shopping around for a more favourable rate and mortgage solution. Reach out to me about 6 months prior to your mortgage coming up for maturity. I love to save you money! Our group offers no cost mortgage transfers (subject to approval).
Mortgage Renewals
Many Canadians automatically sign their mortgage renewal without exploring better options — and that can cost you thousands.
I recommend reaching out 6 months before your mortgage maturity date so we can:
Review your current mortgage terms
Compare rates and structures across lenders
Explore options that better align with your goals
Specialized Mortgage Solutions
Not every borrower fits into a traditional box — and that’s okay. I offer access to a wide range of specialized programs, including:
Home Equity Lines of Credit (HELOCs)
Purchase Plus Improvement Programs
First-Time Home Buyer Incentives
Construction & New-Build Lending
Borrowed Down Payment Programs
Private Lending Solutions
Reverse Mortgages
Mortgage Protection Options
Let’s review your situation and find the program that fits your needs, goals, and timeline.
You might be closer to owning a home than you think. There are many ways to qualify.
What my clients are saying
“Bonnie is an absolute gem of a mortgage broker. She guided my husband and me through the purchase of our first home with incredible patience, clarity, and care. From day one, she took the time to explain every step, answer all our questions, and present options in a way that felt easy to understand. She was proactive, responsive, and always one step ahead making sure our pre-approval, paperwork, and timelines were all perfectly on track. Thanks to Bonnie, we felt supported from start to finish, If you’re buying a home do yourself a favor and call Bonnie. She’s knowledgeable, trustworthy, and truly cares about her clients. We can’t recommend her highly enough!”
- Ana D.
“Bonnie was great to work with! My wife and were first time home buyers and she walked us through the process with patience and clarity. I highly recommend her.“
- Nathan E.
“Bonnie is way to work with! Fast at responding and getting you answers. And willing to look for multiple options for what’s best for you. We appreciate her so much.”
- Katie M.
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